H.R. 1164

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 1164 Introduced in House (IH)]

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119th CONGRESS
1st Session
H. R. 1164

To direct the Administrator of the Federal Emergency Management Agency 
to ensure that certain applicants for assistance after a declared major 
disaster do not receive a notice of denial while the applicant has a 
pending insurance claim for disaster-related losses, and for other 
purposes.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

February 10, 2025

Mr. Garcia of California (for himself, Mr. Edwards, and Ms. Chu) 
introduced the following bill; which was referred to the Committee on 
Transportation and Infrastructure

_______________________________________________________________________

A BILL

To direct the Administrator of the Federal Emergency Management Agency 
to ensure that certain applicants for assistance after a declared major 
disaster do not receive a notice of denial while the applicant has a 
pending insurance claim for disaster-related losses, and for other 
purposes.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``Fair Disaster Assistance Act of 
2025''.

SEC. 2. PROHIBITION ON DENIAL OF ASSISTANCE NOTIFICATION BEFORE 
INSURANCE CLAIM DETERMINATION.

The Administrator of the Federal Emergency Management Agency shall 
issue such regulations as are necessary to ensure that an applicant for 
assistance under section 408 of the Robert T. Stafford Disaster Relief 
and Emergency Assistance Act (42 U.S.C. 5174) that has indicated 
ownership of an insurance policy for a home or facility damaged by a 
major disaster declared under section 401 of such Act that is owned by 
such applicant does not receive a notice that indicates a denial of 
assistance before a final determination has been made regarding the 
approval or denial of a claim under such policy.
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