H.R. 3988

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 3988 Introduced in House (IH)]

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119th CONGRESS
1st Session
H. R. 3988

To direct the Secretary of Housing and Urban Development and the 
Director of the Bureau of the Census to conduct a study and submit a 
report about how Federal agencies identify and record cases of housing 
loss in the United States, and for other purposes.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

June 12, 2025

Mr. Olszewski (for himself, Ms. Craig, Ms. McBride, Mr. Thanedar, Ms. 
Norton, Mrs. McIver, Mr. Fields, Mr. Mullin, Mr. Krishnamoorthi, Mr. 
Raskin, Ms. Pettersen, and Ms. Elfreth) introduced the following bill; 
which was referred to the Committee on Financial Services, and in 
addition to the Committee on Oversight and Government Reform, for a 
period to be subsequently determined by the Speaker, in each case for 
consideration of such provisions as fall within the jurisdiction of the 
committee concerned

_______________________________________________________________________

A BILL

To direct the Secretary of Housing and Urban Development and the 
Director of the Bureau of the Census to conduct a study and submit a 
report about how Federal agencies identify and record cases of housing 
loss in the United States, and for other purposes.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. STUDY ON HOUSING LOSS.

(a) In General.--The Secretary of Housing and Urban Development and 
the Director of the Bureau of the Census shall jointly conduct a study 
about how Federal agencies identify and record cases of housing loss.
(b) Consultation Required.--When conducting the study required 
under subsection (a) the Secretary of Housing and Urban Development and 
the Director of the Bureau of the Census shall consult with--
(1) the Director of the Bureau of Consumer Financial 
Protection;
(2) the Director of the Federal Housing Finance Agency; and
(3) the Under Secretary for Economic Affairs within the 
Department of Commerce.
(c) Report Required.--The Secretary of Housing and Urban 
Development and the Director of the Bureau of the Census shall, not 
later than 6 months after the date of the enactment of this section, 
submit a report to the Committee on Oversight and Government Reform of 
the House of Representatives, the Committee on Financial Services of 
the House of Representatives, and the Committee on Banking, Housing, 
and Urban Affairs of the Senate--
(1) identifies and defines all of the types of housing loss 
experienced by persons residing in the United States on or 
after January 1, 2022;
(2) determines which types of housing loss identified under 
paragraph (1) are most common;
(3) identifies data sets administered by Federal agencies 
that contain data that is used by Federal agencies to identify 
and record the number and types of cases of housing loss 
experienced by persons residing in the United States each year;
(4) describes, with respect to each data set identified in 
paragraph (3)--
(A) the frequency at which the data in the data set 
is updated;
(B) the policies that exist relating to the sharing 
of the data in the data set with Federal agencies and 
publically;
(C) the specificity of the data of in the data set, 
including whether it relates to individuals or 
households;
(D) the regions of the United States from which the 
data in the data set are collected; and
(E) an assessment of the accuracy and reliability 
of the sources of the data in the data set;
(5) recommends ways in which Federal agencies can improve 
the identification and recording of cases of housing loss in 
the United States, including by collecting additional data, 
creating additional data sets, and consolidating data sets, if 
appropriate; and
(6) identifies any resources or legislative authorities 
that would be required to carry out the recommendations made 
under paragraph (5).
(d) Definition of Housing Loss.--In this Act, the term ``housing 
loss'' means any manner in which a person is displaced from their 
dwelling unit against their will including through--
(1) an eviction following a judgement entered by a court of 
competent jurisdiction;
(2) an informal eviction in which a person moves out of a 
dwelling unit under pressure from the landlord but without a 
judgement entered by a court of competent jurisdiction;
(3) a foreclosure resulting from missed mortgage payments;
(4) a foreclosure resulting from missed tax payments; and
(5) displacement resulting from a natural disaster.
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