H.R. 5105

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 5105 Introduced in House (IH)]

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119th CONGRESS
1st Session
H. R. 5105

To amend the Housing and Community Development Act of 1974 to expand 
new home construction, and for other purposes.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

September 3, 2025

Mr. Liccardo (for himself, Mr. Flood, Mr. Fields, and Ms. Salazar) 
introduced the following bill; which was referred to the Committee on 
Financial Services

_______________________________________________________________________

A BILL

To amend the Housing and Community Development Act of 1974 to expand 
new home construction, and for other purposes.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``Unleashing Needed Local Options to 
Construct and Keep Housing Act'' or the ``UNLOCK Act''.

SEC. 2. AMENDMENTS TO THE HOUSING AND COMMUNITY DEVELOPMENT ACT OF 
1974.

Section 105(a) of the Housing and Community Development Act of 1974 
(42 U.S.C. 5305(a)) is amended--
(1) in paragraph (25)(D), by striking ``and'' at the end;
(2) in paragraph (26), by striking the period at the end 
and inserting ``; and''; and
(3) by inserting at the end the following:
``(27) in the case of any metropolitan city or urban 
county, State, unit of general local government, insular area, 
or tribal entity that receives amounts under section 106, for 
the construction of new residential housing for low- and 
moderate-income persons, with or without the assistance from a 
neighborhood-based nonprofit organization, or other private or 
public nonprofit organization.''.
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