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Bills/119th Congress · House

H.R. 5291

Introduced

Merchant Banking Modernization Act

Sponsor
RRoger Williams· Texas
Introduced
September 10, 2025
Policy area
Finance and Financial Sector
Latest action
Placed on the Union Calendar, Calendar No. 320.November 4, 2025

Plain-language analysis

Not yet analyzed.

A plain-language breakdown — including any hidden or off-intent provisions and whether the bill was fast-tracked — is generated separately and reviewed before publishing. It will appear here once ready. Until then, the verbatim text below and the official source are the record.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 5291 Reported in House (RH)] <DOC> Union Calendar No. 320 119th CONGRESS 1st Session H. R. 5291 [Report No. 119-368] To amend the Bank Holding Company Act of 1956 to generally permit holding merchant banking investments of up to 15 years. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES September 10, 2025 Mr. Williams of Texas introduced the following bill; which was referred to the Committee on Financial Services November 4, 2025 Additional sponsor: Mr. Gottheimer November 4, 2025 Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed [Strike out all after the enacting clause and insert the part printed in italic] [For text of introduced bill, see copy of bill as introduced on September 10, 2025] _______________________________________________________________________ A BILL To amend the Bank Holding Company Act of 1956 to generally permit holding merchant banking investments of up to 15 years. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Merchant Banking Modernization Act''. SEC. 2. MERCHANT BANKING INVESTMENT HOLDING PERIOD. Section 4(k)(7)(A) of the Bank Holding Company Act of 1956 (12 U.S.C. 1843(k)(7)(A)) is amended by inserting ``Under such regulations, the period of time generally permitted for holding merchant banking investments shall not be less than 15 years. For any merchant banking investment held on the date of enactment of the Merchant Banking Modernization Act, the holding period of time permitted shall not be less than 15 years from the initial date of the investment.'' after the period at the end. Union Calendar No. 320 119th CONGRESS 1st Session H. R. 5291 [Report No. 119-368] _______________________________________________________________________ A BILL To amend the Bank Holding Company Act of 1956 to generally permit holding merchant banking investments of up to 15 years. _______________________________________________________________________ November 4, 2025 Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed

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