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Bills/119th Congress · House

H.R. 5848

Introduced

NFIP Retroactive Renewal and Reauthorization Act

Sponsor
RMike Ezell· Mississippi
Introduced
October 28, 2025
Policy area
Finance and Financial Sector
Latest action
Referred to the House Committee on Financial Services.October 28, 2025

Plain-language analysis

Not yet analyzed.

A plain-language breakdown — including any hidden or off-intent provisions and whether the bill was fast-tracked — is generated separately and reviewed before publishing. It will appear here once ready. Until then, the verbatim text below and the official source are the record.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 5848 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 5848 To extend the National Flood Insurance Program through December 31, 2026. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES October 28, 2025 Mr. Ezell (for himself and Mr. Carter of Louisiana) introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To extend the National Flood Insurance Program through December 31, 2026. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``NFIP Retroactive Renewal and Reauthorization Act''. SEC. 2. EXTENSION OF NATIONAL FLOOD INSURANCE PROGRAM. (a) Financing.--Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended, in the first sentence, by striking ``September 30, 2023'' and inserting ``December 31, 2026''. (b) Program Expiration.--Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking ``September 30, 2023'' and inserting ``December 31, 2026''. (c) Retroactive Effective Date.--If this Act is enacted after September 30, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on September 30, 2025. <all>

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