H.R. 5848

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 5848 Introduced in House (IH)]

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119th CONGRESS
1st Session
H. R. 5848

To extend the National Flood Insurance Program through December 31, 
2026.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

October 28, 2025

Mr. Ezell (for himself and Mr. Carter of Louisiana) introduced the 
following bill; which was referred to the Committee on Financial 
Services

_______________________________________________________________________

A BILL

To extend the National Flood Insurance Program through December 31, 
2026.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``NFIP Retroactive Renewal and 
Reauthorization Act''.

SEC. 2. EXTENSION OF NATIONAL FLOOD INSURANCE PROGRAM.

(a) Financing.--Section 1309(a) of the National Flood Insurance Act 
of 1968 (42 U.S.C. 4016(a)) is amended, in the first sentence, by 
striking ``September 30, 2023'' and inserting ``December 31, 2026''.
(b) Program Expiration.--Section 1319 of the National Flood 
Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking 
``September 30, 2023'' and inserting ``December 31, 2026''.
(c) Retroactive Effective Date.--If this Act is enacted after 
September 30, 2025, the amendments made by subsections (a) and (b) 
shall take effect as if enacted on September 30, 2025.
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