H.R. 6269

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6269 Introduced in House (IH)]

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119th CONGRESS
1st Session
H. R. 6269

To require the Secretary of Housing and Urban Development to conduct a 
review of Federal Housing Administration construction financing 
programs to identify barriers to the use of modular home methods, and 
for other purposes.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

November 21, 2025

Mr. Lynch (for himself and Mrs. McClain) introduced the following bill; 
which was referred to the Committee on Financial Services

_______________________________________________________________________

A BILL

To require the Secretary of Housing and Urban Development to conduct a 
review of Federal Housing Administration construction financing 
programs to identify barriers to the use of modular home methods, and 
for other purposes.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``Modular Housing Production Act''.

SEC. 2. MODULAR HOUSING PRODUCTION ACT.

(a) Definitions.--In this Act:
(1) Manufactured home.--The term ``manufactured home'' has 
the meaning given the term in section 603 of the National 
Manufactured Housing Construction and Safety Standards Act of 
1974 (42 U.S.C. 5402).
(2) Modular home.--The term ``modular home'' means a home 
that is constructed in a factory in 1 or more modules, each of 
which meet applicable State and local building codes of the 
area in which the home will be located, and that are 
transported to the home building site, installed on 
foundations, and completed.
(3) Secretary.--The term ``Secretary'' means the Secretary 
of Housing and Urban Development.
(b) FHA Construction Financing Programs.--
(1) In general.--The Secretary shall conduct a review of 
Federal Housing Administration construction financing programs 
to identify barriers to the use of modular home methods.
(2) Requirements.--In conducting the review under paragraph 
(1), the Secretary shall--
(A) identify and evaluate regulatory and 
programmatic features that restrict participation in 
construction financing programs by modular home 
developers, including construction draw schedules; and
(B) identify administrative measures authorized 
under section 525 of the National Housing Act (12 
U.S.C. 1735f-3) to facilitate program utilization by 
modular home developers.
(3) Report.--Not later than 1 year after the date of 
enactment of this Act, the Secretary shall publish a report 
that describes the results of the review conducted under 
paragraph (1), which shall include a description of 
programmatic and policy changes that the Secretary recommends 
to reduce or eliminate identified barriers to the use of 
modular home methods in Federal Housing Administration 
construction financing programs.
(4) Rulemaking.--
(A) In general.--Not later than 120 days after the 
date on which the Secretary publishes the report under 
paragraph (3), the Secretary shall initiate a 
rulemaking to examine an alternative draw schedule for 
construction financing loans provided to modular and 
manufactured home developers, which shall include the 
ability for interested stakeholders to provide robust 
public comment.
(B) Determination.--Following the period for public 
comment under subparagraph (A), the Secretary shall--
(i) issue a final rule regarding an 
alternative draw schedule described in 
subparagraph (A); or
(ii) provide an explanation as to why the 
rule shall not become final.
(c) Standardized Uniform Commercial Code for Modular Homes.--
(1) Award.--The Secretary may award a grant to study the 
design and feasibility of a standardized uniform commercial 
code for modular homes, which shall evaluate--
(A) the utility of a standardized coding system for 
serializing and securing modules, streamlining design 
and construction, and improving modular home 
innovation; and
(B) a means to coordinate a standardized code with 
financing incentives.
(2) Authorization of appropriations.--There is authorized 
to be appropriated such funds as may be necessary to carry out 
paragraph (1).
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