H.R. 6299

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6299 Introduced in House (IH)]

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119th CONGRESS
1st Session
H. R. 6299

To amend title XXVII of the Public Health Service Act to ensure the 
appropriate availability of short-term limited duration insurance.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

November 25, 2025

Mr. Fulcher introduced the following bill; which was referred to the 
Committee on Energy and Commerce

_______________________________________________________________________

A BILL

To amend title XXVII of the Public Health Service Act to ensure the 
appropriate availability of short-term limited duration insurance.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``Removing Insurance Gaps for Health 
Treatment (RIGHT) Act of 2025''.

SEC. 2. ENSURING THE APPROPRIATE AVAILABILITY OF SHORT-TERM LIMITED 
DURATION INSURANCE.

Section 2791(b) of the Public Health Service Act (42 U.S.C. 300gg-
91(b)) is amended by adding at the end the following new paragraph:
``(6) Short-term limited duration insurance.--The term 
`short-term limited duration insurance' means health insurance 
coverage provided under a contract with a health insurance 
issuer that--
``(A) has an expiration date specified in the 
contract that is less than 12 months after the original 
effective date of the contract; and
``(B) has a duration of not more than 3 years 
(taking into account renewals or extensions) after the 
original effective date of the contract.''.
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