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Bills/119th Congress · House

H.R. 6363

Introduced

Build Now Act of 2025

Sponsor
RLisa C. McClain· Michigan
Introduced
December 2, 2025
Policy area
Housing and Community Development
Latest action
Referred to the Committee on Financial Services, and in addition to the Committee on Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.December 2, 2025
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6363 Introduced in House (IH)]

<DOC>

119th CONGRESS
1st Session
H. R. 6363

To provide for adjustments to community development block grant 
allocations based on improvements in housing growth rates.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

December 2, 2025

Mrs. McClain (for herself and Mr. Himes) introduced the following bill; 
which was referred to the Committee on Financial Services, and in 
addition to the Committee on Oversight and Government Reform, for a 
period to be subsequently determined by the Speaker, in each case for 
consideration of such provisions as fall within the jurisdiction of the 
committee concerned

_______________________________________________________________________

A BILL

To provide for adjustments to community development block grant 
allocations based on improvements in housing growth rates.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``Build Now Act of 2025''.

SEC. 2. DEFINITIONS.

In this Act:
(1) Covered recipient.--The term ``covered recipient'' 
means a metropolitan city or urban county, as those terms are 
defined in section 102 of the Housing and Community Development 
Act of 1974 (42 U.S.C. 5302), that receives funds under section 
106.
(2) Current annual growth rate.--The term ``current annual 
growth rate'', with respect to an eligible recipient and a 
fiscal year, means the average annual percentage increase in 
the number of housing units in the jurisdiction of the eligible 
recipient, as calculated by the Secretary, during the period--
(A) beginning with the third quarter of the sixth 
preceding fiscal year; and
(B) ending with the third quarter of the preceding 
fiscal year.
(3) Eligible recipient.--The term ``eligible recipient'' 
means any covered recipient unless--
(A)(i) the median Small Area Fair Market Rent in 
the jurisdiction of the covered recipient is at or 
below the 60th percentile of median Small Area Fair 
Market Rents in the jurisdictions of all covered 
recipients; and
(ii) the median home value in the jurisdiction of 
the covered recipient is below the median home value 
for the United States;
(B) the annual natural rental vacancy rate in the 
jurisdiction of the covered recipient is greater than 
the national annual natural rental vacancy rate for the 
most recent year available, as published by the Bureau 
of the Census;
(C) during the 1-year period preceding the date on 
which the Secretary allocates funds under section 106, 
the jurisdiction of the covered recipient has been the 
subject of a major disaster or emergency declaration 
under section 401 or 501, respectively, of the Robert 
T. Stafford Disaster Relief and Emergency Assistance 
Act (42 U.S.C. 5170, 5191); or
(D) the covered recipient lacks the legal authority 
to enact or update zoning and permitting ordinances.
(4) Extremely high-growth recipient.--The term ``extremely 
high-growth recipient'' means an eligible recipient for which 
the current annual growth rate is at or above 4 percent.
(5) Housing growth improvement rate.--The term ``housing 
growth improvement rate'', with respect to an eligible 
recipient and a fiscal year, means the quotient of--
(A)(i) the current annual growth rate of the 
eligible recipient, minus
(ii) the prior annual growth rate of the eligible 
recipient; and
(B) the sum obtained by adding the absolute values 
of the current annual growth rate and the prior annual 
growth rate of the eligible recipient.
(6) Prior annual growth rate.--The term ``prior annual 
growth rate'', with respect to an eligible recipient and a 
fiscal year, means the average annual percentage increase in 
the number of housing units in the jurisdiction of the eligible 
recipient, as calculated by the Secretary, during the period--
(A) beginning with the third quarter of the 11th 
preceding fiscal year; and
(B) ending with the third quarter of the sixth 
preceding fiscal year.
(7) Secretary.--The term ``Secretary'' means the Secretary 
of Housing and Urban Development.
(8) Section 106.--The term ``section 106'' means section 
106 of the Housing and Community Development Act of 1974 (42 
U.S.C. 5306).

SEC. 3. ADJUSTMENTS TO COMMUNITY DEVELOPMENT BLOCK GRANT ALLOCATIONS.

(a) In General.--In allocating amounts to an eligible recipient 
under section 106 for a fiscal year, the Secretary shall adjust the 
allocation based on the housing growth improvement rate of the eligible 
recipient, in accordance with subsection (b) of this section.
(b) Adjustments.--
(1) Housing growth improvement rate at or above median; 
extremely high-growth recipients.--
(A) In general.--If, with respect to a fiscal year 
for which the allocation under section 106 is being 
determined, the housing growth improvement rate for an 
eligible recipient is at or above the median housing 
growth improvement rate for all eligible recipients 
other than extremely high-growth recipients, or if an 
eligible recipient is an extremely high-growth 
recipient, the Secretary shall allocate to the eligible 
recipient for that fiscal year, in addition to the 
amount that would otherwise be allocated to the 
eligible recipient under section 106, a bonus amount, 
as determined under subparagraph (B) of this paragraph.
(B) Bonus amount.--For purposes of subparagraph 
(A), the bonus amount for an eligible recipient for a 
fiscal year shall be equal to the product of--
(i) the aggregate amount by which 
allocations to eligible recipients are 
decreased under paragraph (2) for that fiscal 
year; and
(ii) the quotient of--
(I) the number of housing units, as 
of the third quarter of the preceding 
fiscal year, in the jurisdiction of the 
eligible recipient, as calculated by 
the Secretary; and
(II) the number of housing units, 
as of the third quarter of the 
preceding fiscal year, in the 
jurisdictions of all eligible 
recipients that receive a bonus amount 
under this paragraph, as calculated by 
the Secretary.
(2) Housing growth improvement rate below median.--If, with 
respect to a fiscal year for which the allocation under section 
106 is being determined, the housing growth improvement rate 
for an eligible recipient is below the median housing growth 
improvement rate for all eligible recipients other than high-
growth outliers, the Secretary shall decrease the amount that 
would otherwise be allocated to the eligible recipient under 
section 106 for that fiscal year by 10 percent.

SEC. 4. CALCULATION OF HOUSING UNITS.

(a) HUD Requirements.--In calculating the number of housing units 
in the jurisdiction of an eligible recipient under any provision of 
this Act, the Secretary shall--
(1) use the Current Address Count Listing Files and other 
data products, as needed, of the Bureau of the Census tabulated 
from the Master Address File; and
(2) make calculations at the block level, using boundaries 
that reflect the most current boundaries.
(b) Census Bureau and Postal Service Requirements.--The Bureau of 
the Census and the United States Postal Service shall provide any 
relevant data to the Secretary upon request to assist the Secretary in 
making a calculation described in subsection (a).
(c) Adjustment of Calculation Periods.--The Secretary may adjust 
the calculation periods under subparagraphs (A) and (B) of section 
2(2), subparagraphs (A) and (B) of section 2(6), and subclauses (I) and 
(II) of section 3(b)(1)(B)(ii) by not more than 2 months to achieve 
alignment with the data provided by the Bureau of the Census.

SEC. 5. ANNUAL REPORT ON HOUSING GROWTH IMPROVEMENT RATE.

Before allocating funds under section 106 for a fiscal year, the 
Secretary shall publish a report that--
(1) includes the housing growth improvement rate for each 
eligible recipient; and
(2) lists, for the most recent fiscal year for which 
allocations were made under section 106--
(A) the eligible recipients that received a bonus 
amount under section 3(b)(1); and
(B) the eligible recipients for which the 
allocation under section 106 was decreased under 
section 3(b)(2) of this Act.

SEC. 6. NOTIFICATION; IMPLEMENTATION DATES.

(a) Notification.--
(1) In general.--Not later than 60 days after the date of 
enactment of this Act, the Secretary shall notify each eligible 
recipient of the recipient's housing growth improvement rate 
and whether that housing growth improvement rate is above, at, 
or below the median housing growth improvement rate for all 
eligible recipients other than extremely high-growth 
recipients.
(2) Guidance.--As part of the notification under paragraph 
(1), the Secretary shall share guidance, including resources 
developed by the Department of Housing and Urban Development, 
on best practices and recommendations on policies to reduce 
regulatory barriers to housing and increase housing supply.
(b) Implementation Dates.--Section 3 shall take effect beginning 
with the third full fiscal year after the date of enactment of this Act 
and remain in effect through fiscal year 2043.
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