H.R. 6574
IntroducedLoan Equity for Advanced Professionals Act
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Full text of the bill
Official source on Congress.gov ↗[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 6574 Introduced in House (IH)]
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119th CONGRESS 1st Session H. R. 6574
To amend the Higher Education Act of 1965 to ensure that graduate and professional students have the same annual and aggregate limits for Federal Direct Unsubsidized Loans.
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IN THE HOUSE OF REPRESENTATIVES
December 10, 2025
Mr. Kennedy of New York (for himself, Ms. Tokuda, and Mr. Figures) introduced the following bill; which was referred to the Committee on Education and Workforce
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A BILL
To amend the Higher Education Act of 1965 to ensure that graduate and professional students have the same annual and aggregate limits for Federal Direct Unsubsidized Loans.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the ``Loan Equity for Advanced Professionals Act''.
SEC. 2. ANNUAL AND AGGREGATE LOAN LIMITS FOR GRADUATE AND PROFESSIONAL STUDENTS.
Section 455(a)(4) of the Higher Education Act of 1965 (20 U.S.C. 1087e(a)) is amended--
(1) by amending subparagraph (A) to read as follows:
``(A) Annual limits beginning july 1, 2026.--Subject to paragraphs (7)(A) and (8), beginning on July 1, 2026, the maximum annual amount of Federal Direct Unsubsidized Stafford loans, that a graduate student or professional student may borrow in any academic year or its equivalent, shall be $50,000.''; and
(2) by amending subparagraph (B) to read as follows:
``(B) Aggregate limits.--Subject to paragraphs (6),
(7)(A), and (8), beginning on July 1, 2026, the maximum aggregate amount of Federal Direct Unsubsidized Stafford loans, in addition to the amount borrowed for undergraduate education, that a graduate student or professional student may borrow for any program of study described in clause (i) or (ii) of subparagraph
(C) shall be $200,000.''. <all>