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Bills/119th Congress · House

H.R. 6574

Introduced

Loan Equity for Advanced Professionals Act

Sponsor
DTimothy M. Kennedy· New York
Introduced
December 10, 2025
Policy area
Education
Latest action
Referred to the House Committee on Education and Workforce.December 10, 2025
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6574 Introduced in House (IH)]

<DOC>

119th CONGRESS
1st Session
H. R. 6574

To amend the Higher Education Act of 1965 to ensure that graduate and 
professional students have the same annual and aggregate limits for 
Federal Direct Unsubsidized Loans.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

December 10, 2025

Mr. Kennedy of New York (for himself, Ms. Tokuda, and Mr. Figures) 
introduced the following bill; which was referred to the Committee on 
Education and Workforce

_______________________________________________________________________

A BILL

To amend the Higher Education Act of 1965 to ensure that graduate and 
professional students have the same annual and aggregate limits for 
Federal Direct Unsubsidized Loans.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``Loan Equity for Advanced 
Professionals Act''.

SEC. 2. ANNUAL AND AGGREGATE LOAN LIMITS FOR GRADUATE AND PROFESSIONAL 
STUDENTS.

Section 455(a)(4) of the Higher Education Act of 1965 (20 U.S.C. 
1087e(a)) is amended--
(1) by amending subparagraph (A) to read as follows:
``(A) Annual limits beginning july 1, 2026.--Subject to 
paragraphs (7)(A) and (8), beginning on July 1, 2026, the 
maximum annual amount of Federal Direct Unsubsidized Stafford 
loans, that a graduate student or professional student may 
borrow in any academic year or its equivalent, shall be 
$50,000.''; and
(2) by amending subparagraph (B) to read as follows:
``(B) Aggregate limits.--Subject to paragraphs (6), 
(7)(A), and (8), beginning on July 1, 2026, the maximum 
aggregate amount of Federal Direct Unsubsidized 
Stafford loans, in addition to the amount borrowed for 
undergraduate education, that a graduate student or 
professional student may borrow for any program of 
study described in clause (i) or (ii) of subparagraph 
(C) shall be $200,000.''.
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