Skip to main content

Politicians make promises on their stump — we watch and hold them accountable.

Help keep the record honest →Create an account
Bills/119th Congress · House

H.R. 6685

Introduced

To amend the Internal Revenue Code of 1986 to establish an exception for multiemployer plan participants to the requirements for automatic enrollment.

Sponsor
RBrad Finstad· Minnesota
Introduced
December 12, 2025
Policy area
Taxation
Latest action
Referred to the House Committee on Ways and Means.December 12, 2025
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 6685 Introduced in House (IH)]

<DOC>

119th CONGRESS
1st Session
H. R. 6685

To amend the Internal Revenue Code of 1986 to establish an exception 
for multiemployer plan participants to the requirements for automatic 
enrollment.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

December 12, 2025

Mr. Finstad (for himself, Mr. Carey, Mr. Boyle of Pennsylvania, and Mr. 
Larson of Connecticut) introduced the following bill; which was 
referred to the Committee on Ways and Means

_______________________________________________________________________

A BILL

To amend the Internal Revenue Code of 1986 to establish an exception 
for multiemployer plan participants to the requirements for automatic 
enrollment.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. EXCEPTION TO REQUIREMENTS RELATED TO AUTOMATIC ENROLLMENT.

(a) In General.--Section 414A(c)(3) of the Internal Revenue Code of 
1986 is amended--
(1) in the heading, by striking ``and church plans'' and 
inserting ``church plans, and multiemployer plans'', and
(2) by striking ``or any church plan (within the meaning of 
section 414(e))'' and inserting ``any church plan (within the 
meaning of section 414(e)), or any multiemployer plan (as 
defined in section 414(f)).''.
(b) Effective Date.--The amendments made by this section shall 
apply to taxable years beginning after December 31, 2024.
<all>

Plain-language analysis

Not yet analyzed.

A plain-language breakdown — including any hidden or off-intent provisions and whether the bill was fast-tracked — is generated separately and reviewed before publishing. It will appear here once ready. Until then, the verbatim text above and the official source are the record.

StumpWatch is live, and the record is still growing. Many promises and positions aren’t tracked yet, and some features are still in beta. Add a sourced promise and help keep the record honest.

Help keep the record honest →