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Bills/119th Congress · House

H.R. 6838

Introduced

To amend the Federal Credit Union Act, the Federal Deposit Insurance Act, the Revised Statutes, and the Federal Reserve Act to require Federal banking agencies to consider economic growth when conducting supervisory functions.

Sponsor
RAndy Barr· Kentucky
Introduced
December 18, 2025
Policy area
Finance and Financial Sector
Latest action
Referred to the House Committee on Financial Services.December 18, 2025

Plain-language analysis

Not yet analyzed.

A plain-language breakdown — including any hidden or off-intent provisions and whether the bill was fast-tracked — is generated separately and reviewed before publishing. It will appear here once ready. Until then, the verbatim text below and the official source are the record.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 6838 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 6838 To amend the Federal Credit Union Act, the Federal Deposit Insurance Act, the Revised Statutes, and the Federal Reserve Act to require Federal banking agencies to consider economic growth when conducting supervisory functions. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES December 18, 2025 Mr. Barr introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To amend the Federal Credit Union Act, the Federal Deposit Insurance Act, the Revised Statutes, and the Federal Reserve Act to require Federal banking agencies to consider economic growth when conducting supervisory functions. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. MANDATE OF ECONOMIC GROWTH IN ADDITION TO SAFETY AND SOUNDNESS. (a) The Federal Credit Union Act.--Section 102 of the Federal Credit Union Act (12 U.S.C. 1752a) is amended by adding at the end the following new subsection: ``(g) Economic Growth.--The Board shall take economic growth into account when conducting supervisory functions under this Act.''. (b) The Federal Deposit Insurance Act.--Section 1 of the Federal Deposit Insurance Act (12 U.S.C. 1811) is amended by adding at the end the following new subsection: ``(c) Economic Growth.--The Corporation shall take economic growth into account when conducting supervisory functions under this Act.''. (c) National Bank Act.--Section 324(a) of title VII of the Revised Statutes of the United States (12 U.S.C. 1(a)) is amended by striking ``safety and soundness'' and inserting ``safety, soundness, and economic growth''. (d) The Federal Reserve Act.--Section 2A of the Federal Reserve Act (12 U.S.C. 225a) is amended by striking ``and moderate long-term interest rates.'' and inserting ``moderate long-term interest rates, and economic growth.''. <all>

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