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Bills/119th Congress · House

H.R. 7133

Introduced

Merchant Codes Can Save Lives Act

Sponsor
DMaxwell Frost· Florida
Introduced
January 16, 2026
Policy area
Finance and Financial Sector
Latest action
Referred to the House Committee on Financial Services.January 16, 2026
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 7133 Introduced in House (IH)]

<DOC>

119th CONGRESS
2d Session
H. R. 7133

To prohibit States from prohibiting or otherwise deterring the usage of 
any merchant category code established by the International 
Organization for Standardization, including codes that identify firearm 
merchants and ammunition merchants.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

January 16, 2026

Mr. Frost introduced the following bill; which was referred to the 
Committee on Financial Services

_______________________________________________________________________

A BILL

To prohibit States from prohibiting or otherwise deterring the usage of 
any merchant category code established by the International 
Organization for Standardization, including codes that identify firearm 
merchants and ammunition merchants.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``Merchant Codes Can Save Lives Act''.

SEC. 2. PREEMPTION RELATING TO MERCHANT CATEGORY CODES.

Section 5313 of title 31, United States Code, is amended by 
inserting after subsection (g) the following:
``(h) Merchant Category Code Usage.--
``(1) In general.--No State may prohibit or otherwise deter 
the usage of any merchant category code established by the 
International Organization for Standardization for identifying 
firearm merchants or payment card transactions involving the 
purchase of a firearm, firearm ammunition, ammunition 
components for use with firearms, or firearm accessories.
``(2) Enforcement.--The Attorney General may bring a civil 
action in the appropriate district court to enforce this 
subsection.''.
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