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Bills/119th Congress · House

H.R. 7133

Introduced

Merchant Codes Can Save Lives Act

Sponsor
DMaxwell Frost· Florida
Introduced
January 16, 2026
Policy area
Finance and Financial Sector
Latest action
Referred to the House Committee on Financial Services.January 16, 2026

Plain-language analysis

Not yet analyzed.

A plain-language breakdown — including any hidden or off-intent provisions and whether the bill was fast-tracked — is generated separately and reviewed before publishing. It will appear here once ready. Until then, the verbatim text below and the official source are the record.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 7133 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 7133 To prohibit States from prohibiting or otherwise deterring the usage of any merchant category code established by the International Organization for Standardization, including codes that identify firearm merchants and ammunition merchants. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES January 16, 2026 Mr. Frost introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To prohibit States from prohibiting or otherwise deterring the usage of any merchant category code established by the International Organization for Standardization, including codes that identify firearm merchants and ammunition merchants. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Merchant Codes Can Save Lives Act''. SEC. 2. PREEMPTION RELATING TO MERCHANT CATEGORY CODES. Section 5313 of title 31, United States Code, is amended by inserting after subsection (g) the following: ``(h) Merchant Category Code Usage.-- ``(1) In general.--No State may prohibit or otherwise deter the usage of any merchant category code established by the International Organization for Standardization for identifying firearm merchants or payment card transactions involving the purchase of a firearm, firearm ammunition, ammunition components for use with firearms, or firearm accessories. ``(2) Enforcement.--The Attorney General may bring a civil action in the appropriate district court to enforce this subsection.''. <all>

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