H.R. 7215

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 7215 Introduced in House (IH)]

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119th CONGRESS
2d Session
H. R. 7215

To require the Director of the Federal Bureau of Investigation, the 
Bureau of Consumer Financial Protection, and the Federal Trade 
Commission to undertake a governmentwide effort to counter scams, and 
for other purposes.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

January 22, 2026

Mr. Harder of California (for himself and Mr. Fitzpatrick) introduced 
the following bill; which was referred to the Committee on the 
Judiciary, and in addition to the Committees on Energy and Commerce, 
and Financial Services, for a period to be subsequently determined by 
the Speaker, in each case for consideration of such provisions as fall 
within the jurisdiction of the committee concerned

_______________________________________________________________________

A BILL

To require the Director of the Federal Bureau of Investigation, the 
Bureau of Consumer Financial Protection, and the Federal Trade 
Commission to undertake a governmentwide effort to counter scams, and 
for other purposes.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``Stop Schemes, Cyberfraud, Abuse, 
Manipulation, and Swindles Act'' or the ``Stop SCAMS Act''.

SEC. 2. COUNTERING SCAMS AND RELATED ACTIVITIES.

(a) In General.--The Director of the Federal Bureau of 
Investigation shall, in coordination with the Bureau of Consumer 
Financial Protection, the Federal Trade Commission, and the head of any 
other agency that the Director determines appropriate--
(1) not later than 1 year after the date of the enactment 
of this section--
(A) develop and implement a government-wide 
strategy to counter scams and coordinate activities 
across the government relating to countering scams;
(B) adopt a single definition of scam and various 
scam types; and
(C) explore ways to harmonize data collection to 
better identify scams, including by consistently 
collecting data on scam type, dollar loss amount, 
payment method, and other data fields, as determined 
appropriate by the Director; and
(2) not later than 2 years after the date of the enactment 
of this section, develop and report a single, governmentwide 
estimate of--
(A) the number of consumers affected by scams each 
year, factoring in an estimate of incidents not 
reported; and
(B) the dollar losses resulting from such scams.
(b) Agency Requirements.--
(1) Federal bureau of investigation.--The Director shall, 
not later than 1 year after the date of the enactment of this 
section--
(A) report an estimate of the number of complaints 
received by the Federal Bureau of Investigation 
relating to scams (as defined pursuant to subsection 
(a)(1)(A)) each year and the estimated dollar losses 
associated with such scams; and
(B) establish metrics and a plan to measure the 
effectiveness of anti-scam training offered by the 
Federal Bureau of Investigation through in-person 
events and webinars.
(2) Bureau of consumer financial protection.--The Bureau 
shall, not later than 1 year after the date of the enactment of 
this section--
(A) report an estimate of the number of complaints 
received by the Bureau relating to scams (as defined 
pursuant to subsection (a)(1)(A)) each year and the 
estimated dollar losses associated with such scams; and
(B) establish metrics and a plan to measure the 
effectiveness of anti-scam training offered by the 
Bureau through in-person events and webinars.
(3) Federal trade commission.--The Commission shall, not 
later than 1 year after the date of the enactment of this 
section--
(A) report an estimate of the number of complaints 
received by the Commission relating to scams (as 
defined pursuant to subsection (a)(1)(A)) each year and 
the estimated dollar losses associated with such scams; 
and
(B) establish metrics and a plan to measure the 
effectiveness of anti-scam training offered by the 
Commission through in-person events and webinars.
(4) Reporting.--The Director, Bureau, and Commission shall 
make publicly available in any annual report on scams the 
estimate of the number of complaints received by the Director, 
Bureau, and Commission, respectively.
(c) Definitions.--In this section:
(1) Agency.--The term ``agency'' has the meaning given that 
term in section 551 of title 5, United States Code.
(2) Bureau.--The term ``Bureau'' means the Bureau of 
Consumer Financial Protection.
(3) Commission.--The term ``Commission'' means the Federal 
Trade Commission.
(4) Director.--The term ``Director'' means the Director of 
the Federal Bureau of Investigation.
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