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Bills/119th Congress · House

H.R. 7282

Introduced

FRAMER Act

Sponsor
RJeff Crank· Colorado
Introduced
January 30, 2026
Policy area
Housing and Community Development
Latest action
Referred to the House Committee on Financial Services.January 30, 2026
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 7282 Introduced in House (IH)]

<DOC>

119th CONGRESS
2d Session
H. R. 7282

To incentivize States not to enact costly, burdensome, and unreasonable 
energy code housing policies, and for other purposes.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

January 30, 2026

Mr. Crank introduced the following bill; which was referred to the 
Committee on Financial Services

_______________________________________________________________________

A BILL

To incentivize States not to enact costly, burdensome, and unreasonable 
energy code housing policies, and for other purposes.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``Freeing Residential Affordable 
Markets from Excess Regulation Act'' or the ``FRAMER Act''.

SEC. 2. ENERGY CODES IN OPPORTUNITY ZONES.

(a) In General.--Section 104 of the Housing and Community 
Development Act of 1974 (42 U.S.C. 5304) is amended by adding at the 
end the following:
``(n) Energy Codes in Opportunity Zones.--
``(1) In general.--To be eligible to receive amounts under 
this title on or after the date that is 90 days after the date 
of the enactment of this subsection, a State shall provide to 
each person who built a covered dwelling unit in an opportunity 
zone that is located in the jurisdiction of such entity, not 
later than 30 days after such dwelling unit has been inspected 
and certified for occupancy, a payment in the amount equal to 
the difference, determined by the Secretary of Housing and 
Urban Development, between--
``(A) the cost of implementing the energy housing 
code of the State with respect to such covered dwelling 
unit, including costs associated with labor, supplies, 
wages of employees, inspection costs, or any other cost 
realized by the person who built a covered dwelling 
unit; and
``(B) the cost of implementing the Department of 
Housing and Urban Development's Minimum Energy Standard 
with respect to such covered dwelling unit, regardless 
of whether such covered dwelling is subject to such 
standard.
``(2) Exception.--Paragraph (1) shall not apply if the 
energy housing code of the State has a lower cost than the 
Department of Housing and Urban Development's Minimum Energy 
Standard.
``(3) Disclosure requirement.--A person who built a covered 
dwelling unit in an opportunity zone and who has received or 
may in the future receive a reimbursement for building costs 
incurred shall provide to the person who first buys the covered 
dwelling unit, using a procedure and form established by the 
Secretary, a disclosure document that, based on information 
reasonably available at the time such disclosure is made,--
``(A) identifies the difference between the cost of 
implementing the energy housing code of the State with 
respect to such covered dwelling unit and the cost of 
implementing the Department of Housing and Urban 
Development's Minimum Energy Standard with respect to 
such covered dwelling unit;
``(B) identifies any amount that such person who 
built a covered dwelling unit has received or expects 
to receive from the a State under this section and any 
portion of such amount that was used by such person to 
reduce the price of the covered dwelling unit.
``(4) Definitions.--In this subsection:
``(A) Covered dwelling unit.--The term `covered 
dwelling unit' means a `residential building' such as 
term is defined in section 6832 of title 42, Code of 
Federal Regulations.
``(B) Opportunity zone.--The term `opportunity 
zone' has the meaning given the term in section 1400Z-2 
of title 26, United States Code.''.
(b) Report.--The Comptroller General of the United States shall, 
each year until the date described in subsection (c), submit a report 
to the Congress that, to the degree practicable--
(1) lists the States that were required under Section 
104(n) of the Housing and Community Development Act of 1974 to 
provide payments to persons who built dwelling units;
(2) the amount of each such payment, broken out by 
metropolitan city, urban county, State, unit of general local 
government, and insular area;
(3) the total amount of all such payments, broken out by 
metropolitan city, urban county, State, unit of general local 
government, and insular area; and
(4) the amount of the difference between the State codes 
and Department of Housing and Urban Development's Minimum 
Energy Standard by metropolitan city, urban county, State, unit 
of general local government, and insular area.
(c) Sunset.--Section 104(n) of the Housing and Community 
Development Act of 1974, as added by this section, shall be repealed on 
the date that is 7 years after the date of the enactment of this 
section.
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