H.R. 7484

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 7484 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 7484 To amend the Electronic Fund Transfer Act to adjust certain thresholds for inflation. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES February 11, 2026 Mr. Barr introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To amend the Electronic Fund Transfer Act to adjust certain thresholds for inflation. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Community Bank Relief Act''. SEC. 2. REASONABLE FEES AND RULES FOR PAYMENT CARD TRANSACTIONS. Section 921(a)(6) of the Electronic Fund Transfer Act (15 U.S.C. 1693o-2(a)(6)) is amended-- (1) by redesignating subparagraph (B) as subparagraph (C); and (2) by inserting after subparagraph (A) the following: ``(B) Inflation adjustments.-- ``(i) In general.--Except as provided in clause (ii), not later than July 1, 2026, and not later than January 15 of every year thereafter, the amount described in subparagraph (A) shall be adjusted by the annual percentage increase in the Consumer Price Index for the month of October. ``(ii) Exception.--Prior to the first adjustment made under clause (i), the Board shall adjust the amount described in subparagraph (A) by the percentage by which-- ``(I) the Consumer Price Index for October 2025, exceeds ``(II) the Consumer Price Index for October 2009.''. <all>