H.R. 7484

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 7484 Introduced in House (IH)]

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119th CONGRESS
2d Session
H. R. 7484

To amend the Electronic Fund Transfer Act to adjust certain thresholds 
for inflation.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

February 11, 2026

Mr. Barr introduced the following bill; which was referred to the 
Committee on Financial Services

_______________________________________________________________________

A BILL

To amend the Electronic Fund Transfer Act to adjust certain thresholds 
for inflation.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``Community Bank Relief Act''.

SEC. 2. REASONABLE FEES AND RULES FOR PAYMENT CARD TRANSACTIONS.

Section 921(a)(6) of the Electronic Fund Transfer Act (15 U.S.C. 
1693o-2(a)(6)) is amended--
(1) by redesignating subparagraph (B) as subparagraph (C); 
and
(2) by inserting after subparagraph (A) the following:
``(B) Inflation adjustments.--
``(i) In general.--Except as provided in 
clause (ii), not later than July 1, 2026, and 
not later than January 15 of every year 
thereafter, the amount described in 
subparagraph (A) shall be adjusted by the 
annual percentage increase in the Consumer 
Price Index for the month of October.
``(ii) Exception.--Prior to the first 
adjustment made under clause (i), the Board 
shall adjust the amount described in 
subparagraph (A) by the percentage by which--
``(I) the Consumer Price Index for 
October 2025, exceeds
``(II) the Consumer Price Index for 
October 2009.''.
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