H.R. 7888

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 7888 Introduced in House (IH)]

<DOC>

119th CONGRESS
2d Session
H. R. 7888

To amend the Financial Stability Act of 2010 to apply the enhanced 
supervision and prudential standards applicable under such Act with 
respect to bank holding companies to large banks that do not have a 
bank holding company, and for other purposes.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

March 9, 2026

Ms. Waters introduced the following bill; which was referred to the 
Committee on Financial Services

_______________________________________________________________________

A BILL

To amend the Financial Stability Act of 2010 to apply the enhanced 
supervision and prudential standards applicable under such Act with 
respect to bank holding companies to large banks that do not have a 
bank holding company, and for other purposes.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``Closing the Enhanced Prudential 
Standards Loophole Act''.

SEC. 2. ENHANCED SUPERVISION AND PRUDENTIAL STANDARDS FOR BANKS WITH NO 
BANK HOLDING COMPANY.

Section 165 of the Financial Stability Act of 2010 (12 U.S.C. 5365) 
is amended by adding at the end the following:
``(l) Application to Banks With No Bank Holding Company.--The 
provisions of this section shall apply to a bank that does not have a 
bank holding company to the same extent as such provisions apply to a 
bank holding company with the same amount of total consolidated assets 
as the bank.''.
<all>