H.R. 8082

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 8082 Introduced in House (IH)]

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119th CONGRESS
2d Session
H. R. 8082

To ensure competition in health insurance markets.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

March 25, 2026

Mr. Grothman (for himself and Mr. Fulcher) introduced the following 
bill; which was referred to the Committee on Energy and Commerce

_______________________________________________________________________

A BILL

To ensure competition in health insurance markets.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``Competition and Openness in Markets 
to Promote Efficiency, Transparency, and Enhanced affordability Act'' 
or the ``COMPETE Act''.

SEC. 2. SHORT-TERM LIMITED DURATION INSURANCE.

Section 2791(b) of the Public Health Service Act (42 U.S.C. 300gg-
91(b)) is amended by adding at the end the following:
``(6) Short-term limited duration insurance.--The term 
`short-term limited duration insurance' means a plan providing 
health insurance coverage pursuant to a contract with a health 
insurance issuer--
``(A) that has an expiration date specified in the 
contract that is not more than 12 months after the 
original effective date of the contract; and
``(B) which may include a renewal guarantee that 
permits a policyholder to elect to purchase, for 
periods of time following expiration of the initial 
contract, another policy or policies at some future 
date, at a premium that would not reflect any 
additional underwriting.''.
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