H.R. 8088

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 8088 Introduced in House (IH)]

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119th CONGRESS
2d Session
H. R. 8088

To amend the Federal Deposit Insurance Act to update the inflation 
adjustment applicable to deposit insurance and share insurance.

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IN THE HOUSE OF REPRESENTATIVES

March 25, 2026

Mr. Meuser introduced the following bill; which was referred to the 
Committee on Financial Services

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A BILL

To amend the Federal Deposit Insurance Act to update the inflation 
adjustment applicable to deposit insurance and share insurance.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``Growing Deposit Insurance for the 
Future Act''.

SEC. 2. INSURANCE INFLATION ADJUSTMENT.

Section 11(a)(1)(F)(i) of the Federal Deposit Insurance Act (12 
U.S.C. 1821(a)(1)(F)(i)) is amended--
(1) by striking ``2010'' and inserting ``2030'';
(2) in subclause (I), by striking ``$100,000'' and 
inserting ``the standard maximum deposit insurance amount 
described in subparagraph (E), before any adjustment as 
provided under this subparagraph''; and
(3) in subclause (II), by striking ``the date this 
subparagraph takes effect under the Federal Deposit Insurance 
Reform Act of 2005'' and inserting ``the date of enactment of 
the Growing Deposit Insurance for the Future Act''.
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