S. 3968

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 3968 Introduced in Senate (IS)]

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119th CONGRESS
2d Session
S. 3968

To require the Government Accountability Office to study and recommend 
a definition for workforce housing.

_______________________________________________________________________

IN THE SENATE OF THE UNITED STATES

March 3, 2026

Mr. Ricketts introduced the following bill; which was read twice and 
referred to the Committee on Banking, Housing, and Urban Affairs

_______________________________________________________________________

A BILL

To require the Government Accountability Office to study and recommend 
a definition for workforce housing.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``Housing for America's Middle Class 
Act of 2026''.

SEC. 2. GAO STUDY ON WORKFORCE HOUSING.

(a) In General.--Not later than 1 year after the date of the 
enactment of this Act, the Comptroller General of the United States 
shall conduct a study and submit to the Congress a report that--
(1) identifies obstacles middle-income households face when 
looking to secure affordable housing;
(2) identifies geographic areas where housing is the most 
unaffordable and unavailable for middle-income households;
(3) includes a list of Federal housing programs, including 
Federal tax credits, grants, and loan programs, that are not 
available to middle-income households due to their income 
status, including Federal housing programs designed to promote 
affordability;
(4) recommends income and other parameters to establish a 
clear and consistent Federal definition for the term 
``workforce housing'' for use when describing the segment of 
housing that could be made available to such middle-income 
households in Federal housing programs if funding commensurate 
with the additional eligibility were to be made available; and
(5) analyzes how to modify or newly develop new Federal 
housing programs and incentives to include ``workforce 
housing'' if funding commensurate with the additional 
eligibility were to be made available.
(b) Middle-Income Household Defined.--In this section, the term 
``middle-income household'' means a household with an income above 80 
percent but that does not exceed 120 percent of the median family 
income of the area, as determined by the Secretary with adjustments for 
smaller and larger families.
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