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Bills/119th Congress · Senate

S.J.Res. 130

Introduced

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".

Sponsor
DChris Van Hollen· Maryland
Introduced
March 18, 2026
Policy area
Finance and Financial Sector
Latest action
Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 47 - 53. Record Vote Number: 123. (consideration: CR S2265-2266)May 13, 2026
[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S.J. Res. 130 Placed on Calendar Senate (PCS)]

<DOC>

Calendar No. 386
119th CONGRESS
2d Session
S. J. RES. 130

Providing for congressional disapproval under chapter 8 of title 5, 
United States Code, of the rule submitted by the Bureau of Consumer 
Financial Protection relating to the withdrawal of the rule relating to 
``Consumer Financial Protection Circular 2024-05: Improper Overdraft 
Opt-In Practices''.

_______________________________________________________________________

IN THE SENATE OF THE UNITED STATES

March 18, 2026

Mr. Van Hollen introduced the following joint resolution; which was 
read twice and referred to the Committee on Banking, Housing, and Urban 
Affairs

April 27, 2026

Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and 
placed on the calendar

_______________________________________________________________________

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, 
United States Code, of the rule submitted by the Bureau of Consumer 
Financial Protection relating to the withdrawal of the rule relating to 
``Consumer Financial Protection Circular 2024-05: Improper Overdraft 
Opt-In Practices''.

Resolved by the Senate and House of Representatives of the United 
States of America in Congress assembled, That Congress disapproves the 
rule submitted by the Bureau of Consumer Financial Protection relating 
to the withdrawal of the rule relating to ``Consumer Financial 
Protection Circular 2024-05: Improper Overdraft Opt-In Practices (89 
Fed. Reg. 80075 (October 2, 2024))'' (90 Fed. Reg. 20084 (May 12, 
2025)), and such rule shall have no force or effect.

Calendar No. 386

119th CONGRESS

2d Session

S. J. RES. 130

_______________________________________________________________________

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, 
United States Code, of the rule submitted by the Bureau of Consumer 
Financial Protection relating to the withdrawal of the rule relating to 
``Consumer Financial Protection Circular 2024-05: Improper Overdraft 
Opt-In Practices''.

_______________________________________________________________________

April 27, 2026

Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and 
placed on the calendar

Plain-language analysis

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