H.R. 7598

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 7598 Introduced in House (IH)]

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119th CONGRESS
2d Session
H. R. 7598

To amend title 38, United States Code, to refund the amount of fees for 
a housing loans guaranteed by the Secretary of Veterans Affairs for 
certain veterans with pending disability claims, and for other 
purposes.

_______________________________________________________________________

IN THE HOUSE OF REPRESENTATIVES

February 17, 2026

Mr. Levin (for himself and Mr. Moylan) introduced the following bill; 
which was referred to the Committee on Veterans' Affairs

_______________________________________________________________________

A BILL

To amend title 38, United States Code, to refund the amount of fees for 
a housing loans guaranteed by the Secretary of Veterans Affairs for 
certain veterans with pending disability claims, and for other 
purposes.

Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the ``Veterans Assistance for Loan 
Origination Relief Act'' or the ``VALOR Act''.

SEC. 2. HOUSING LOAN FEES: CLARIFICATION ON OVERPAYMENTS AND REFUNDS 
FOR CERTAIN VETERANS WITH PENDING DISABILITY CLAIMS.

Section 3729 of title 38, United States Code, is amended--
(1) in subsection (c), by adding at the end the following 
new paragraph:
``(3) A fee collected from a person in violation of paragraph (1) 
shall be treated as an overpayment. In the event that the Secretary 
collects a fee from a person in violation of paragraph (1), the 
Secretary shall--
``(A) refund the amount of the fee to the person; or
``(B) in the case of a fee so collected that was paid as 
part of a loan, credit the amount of the fee to the loan.''; 
and
(2) by adding at the end the following new subsection:
``(d) Treatment of Veterans With Pending Disability Claims.--In the 
case of a veteran who, as of the date on which the veteran applies for 
a housing loan guaranteed, insured, or made under this chapter, has 
submitted a claim for disability compensation under the laws 
administered by the Secretary or a notice of intent to file such a 
claim but has not received a decision with respect to the claim, a fee 
shall be collected from such veteran under subsection (a). If such 
claim for disability compensation is approved, and the veteran receives 
disability compensation pursuant to that claim, after the date on which 
the veteran pays such fee, the Secretary shall reimburse the veteran 
the amount of the fee.''.
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