Issue
Consumer Protection & Financial Regulation
Consumer protection, banking and financial regulation, insurance, and cryptocurrency.
Explore the record
Everything behind this page sits in the 2 sections below — the claims, who is on record, what the public thinks, and every citation. Choose one.
No sourced explainer has been written for this issue yet.
Showing 28 of 28 positions on record — no filters applied
Officials on Consumer Protection & Financial Regulation
Showing 19 of 19 officials — no filters applied
| RTim Scott | 4 | — | 3 |
| RCynthia M. Lummis | 4 | — | 4 |
| RBill Hagerty | 3 | — | 3 |
| DElizabeth Warren | 2 | 100% | 2 |
| DManny Rutinel | 2 | 100% | 1 |
| RJeff Landry | 2 | — | 1 |
| DJB Pritzker | 2 | — | 2 |
| RTom Emmer | 2 | — | 1 |
| DMaria Cantwell | 1 | 100% | 1 |
| DRichard Blumenthal | 1 | 100% | 1 |
| DRichard J. Durbin | 1 | 100% | 1 |
| DMarcy Kaptur | 1 | 100% | 1 |
| RJohn R. Curtis | 1 | 0% | 1 |
| RJosh Hawley | 1 | — | 1 |
| DMary Peltola | 1 | — | 1 |
| RThom Tillis | 1 | — | 1 |
| DElissa Slotkin | 1 | — | 1 |
| RBernie Moreno | 1 | — | 1 |
| DJack Reed | 1 | — | 1 |
Positions on record
- Marcy KapturStated position
Reinstate Glass-Steagall protections by enacting her Return to Prudent Banking Act, which would again legally separate commercial banking from investment banking and end the 'too big to fail' status of the largest institutions.
View position & sources → - Manny RutinelStated position
Require companies to make canceling a subscription as easy as it was to sign up.
View position & sources → - John R. CurtisStated position
Pledged to keep working to give the cryptocurrency and digital-asset industry the regulatory and tax certainty it needs to succeed.
View position & sources → - Mary PeltolaStated position
Ban price gouging and block anti-competitive grocery and corporate mergers to keep consumer prices down.
View position & sources → - Bill HagertyStated position
Committed to advancing the CLARITY Act (digital-asset market-structure legislation) through the Senate Banking Committee, predicting it would clear committee in April 2026.
No primary source on file — not verified against the record
View position & sources → - Bill HagertyStated position
Reintroduced the Main Street Depositor Protection Act, committing to expand deposit-insurance coverage so regional and community banks can compete with large Wall Street banks.
View position & sources → - Cynthia M. LummisStated position
Vowed to get the digital-asset market structure bill through Congress before the end of the year.
No primary source on file — not verified against the record
View position & sources → - JB PritzkerStated position
Committed to support legislation banning hidden 'junk fees' by requiring upfront full disclosure of all mandatory fees.
No primary source on file — not verified against the record
View position & sources → - JB PritzkerStated position
Proposed the Children's Social Media Safety Act to reduce the harmful effects of social media on children.
No primary source on file — not verified against the record
View position & sources → - Bernie MorenoStated position
Crack down on predatory online scam advertisements by passing the bipartisan Safeguarding Consumers from Advertising Misconduct (SCAM) Act, holding social media companies accountable for enabling scams.
View position & sources → - Jack ReedStated position
Introduced the Buy Now, Pay Later Protection Act to update the Truth in Lending Act and set consumer-protection guardrails, transparency of fees, and clearer terms for BNPL 'pay-in-four' loans.
View position & sources → - Elissa SlotkinStated position
Slotkin co-introduced the SAFE Crypto Act to establish a task force to combat cryptocurrency scams and equip local law enforcement with tools to fight digital-asset fraud.
View position & sources → - Thom TillisStated position
Introduced a discussion draft of the Ensuring Fair Access to Banking Act to prohibit banks and federal regulators from denying financial services to lawful businesses for politically motivated reasons.
View position & sources → - Cynthia M. LummisStated position
Introduced digital-asset tax legislation (including a $300 de minimis exemption for small transactions and an end to double taxation of miners and stakers) and committed to advancing the package to the President's desk.
View position & sources → - Cynthia M. LummisStated position
Publicly set out her plan for the U.S. to buy and hold 1 million bitcoin for 20 years in order to cut the national debt in half.
No primary source on file — not verified against the record
View position & sources → - Jeff LandryStated position
Give the state Insurance Commissioner the authority to reject excessive insurance rates (not only inadequate ones) as part of an insurance-reform package aimed at lowering premiums.
View position & sources → - Cynthia M. LummisStated position
Committed to reintroduce and enact legislation codifying a U.S. Strategic Bitcoin Reserve, directing the Treasury to acquire up to 1 million bitcoin over five years and hold it to help address the national debt (the BITCOIN Act).
View position & sources → - Josh HawleyStated position
Pass legislation, introduced with Senator Bernie Sanders, to cap credit card interest rates at 10 percent for five years.
View position & sources → - Bill HagertyStated position
As lead sponsor of the GENIUS Act, committed to enacting the first federal regulatory framework for payment stablecoins and getting the bill signed into law.
View position & sources → - Tim ScottStated position
Pledged to reign in and right-size the impacts of what he described as the Biden-Harris administration's burdensome and arbitrary financial regulations.
View position & sources → - Tim ScottStated position
Pledged to uphold the state-based insurance regulatory system and reign in Consumer Financial Protection Bureau (CFPB) and Federal Insurance Office encroachment on state regulators.
View position & sources → - Tim ScottStated position
Committed to pass the Digital Asset Market Clarity (CLARITY) Act through the Senate, stating the goal of doing so before the end of the year.
View position & sources → - Tom EmmerStated position
Enact the Securities Clarity Act (H.R.2365) to amend the securities laws so that a digital token ('investment contract asset') is legally distinct from, and excluded from the definition of, the security it may have been sold as part of.
View position & sources → - Maria CantwellStated position
Committed to strengthening aviation safety and airline consumer protections through the FAA Reauthorization Act of 2024, which she led as Commerce Committee Chair — adding safety inspectors and near-miss/runway technology, guaranteeing family seating, and requiring hassle-free automatic refunds for passengers.
View position & sources → - Elizabeth WarrenStated position
Pass the Price Gouging Prevention Act to prohibit corporate price gouging and give federal and state enforcers stronger tools to stop it.
View position & sources → - Richard J. DurbinStated position
Pressing to pass his Credit Card Competition Act (which would require large card-issuing banks to offer at least two network options to process credit transactions, aimed at the Visa-Mastercard duopoly), Durbin pledged to keep siding with consumers and merchants over the card industry: "I will always choose Main Street over Wall Street."
View position & sources → - Richard BlumenthalStated position
Called for passage of his Junk Fee Prevention Act to eliminate hidden and excessive consumer fees and require full up-front pricing across ticketing, hotels, airlines and other services.
View position & sources → - Elizabeth WarrenStated position
Enact stricter rules on banks and hold bank executives accountable after the 2023 bank failures.
View position & sources →
No claims have been recorded for this issue yet.
No survey or polling data has been recorded for this issue yet.
No sources have been recorded for this issue yet.
Constitutional analysis
No constitutional analysis has been published for this issue yet. Each one is written against the constitutional text and the decided cases, put through an adversarial review pass, and stored before it appears here — nothing on this page is generated when you load it. Its absence is a gap in our coverage, not a finding that this issue raises no constitutional question.